9 Tips For Saving Money Using Online Coupons

online coupons

A few years back, when things were extra tight financially, I decided I could either go out and get a second job to make more money, OR invest my time in ways to SAVE money instead. I chose the latter. I started with clipping coupons from the Sunday paper then soon moved on to weekly circulars that came in the mail and select magazines. I ultimately became quite the “coupon queen” (see my post “My Best Couponing Tip…From A Former Coupon Queen“) and saved a LOT of money.

In the last couple of years I haven’t had the time to devote to coupon clipping that I used to, but since I tend to order a LOT of things online (one of the realities of living in a small town) I have become fairly well-versed in the benefits of ONLINE coupons! Another GREAT way to save some $$!

Since the holiday shopping season is right around the corner…I thought it might be a good time to post some tips on how to save money using coupon codes.


online coupons

In my opinion, holiday shopping online is a no-brainer! You can research your purchases, comparison shop, get promo codes without coupon clipping, and have it all shipped to your front door—even gift wrapped! I think you know where the vast majority of MY holiday shopping will be done! :-)

Amy Nickerson, co-founder of Chippmunk.com, a savings search engine, shares 9 secrets that will help you save money while shopping online.


 online coupons

Always check a coupon database before you buy.

If you’re shopping online and don’t already have a coupon code, no worries, you can almost always find one at an online coupon database like Chippmunk.com. Chippmunk organizes thousands of online coupons for retailers like Target, Macy’s, Old Navy, The Home Depot, 1-800 Flowers and more, then goes ones step further and compares them against each other, showing you a ranked list of the best deals based on the budget you entered. It’s relatively easy to find a coupon on the internet, but no other site helps you figure out the best coupon on the internet.


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online coupons

Timing is everything.

Mark your calendar or program a reminder on your phone because the best online deals are offered three times a month: the very beginning, the middle and the very end. Online stores post fresh coupons the 1st-3rd of the month, the 14-16th, and the 28th through the end of the month.


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online coupons

Check out the competition.

Instead of visiting multiple websites searching for the items you are looking for, start by visiting a coupon and deal site like Chippmunk.com. This allows you to see which store is offering the best price without giving your mouse (and your clicking finger) a workout!


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online coupons

Pay attention to expiration dates.

Stores reserve the right to expire coupon codes earlier than anticipated and without much notice. It can be due to increased demand or limited supply of products. Either way, be sure to act quickly on an offer you’re really interested in because it may not be there the next day.

Chippmunk.com updates coupons daily, making sure they publish only valid, working coupons and offers.


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online coupons

Go beyond Google.

By simply Googling “Target Coupon Code,” you’re going to find the most popular or generic code, which doesn’t guarantee the best discount.  Coupon deal sites like Chippmunk.com work directly with retailers and have access to exclusive coupons that don’t always come up in a Google search. They also help consumers discover NEW places to shop they might not have considered before!


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online coupons

Stack codes.

Some retailers allow you to use more than one coupon or code on the same offer. For instance, use a 25% off coupon along with a free shipping code or use a promotional code with a sale or clearance item to maximize savings.


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online coupons

Stock up to increase savings.

Purchasing more may qualify you for a better value coupon, like $30 off $100. In this case, combine your shopping and buy multiple items from the same retailer to benefit from the discount, or ask a friend or family member to jump in on the purchase so you don’t miss out on the savings.


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online coupons

Don’t pay for codes!

This might be a sign that a website is untrustworthy. There are plenty of promotional code aggregator sites that don’t require you to sign up or pay to access coupon codes. Coupons were created to save you money and shouldn’t cost anything to use!


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Don’t miss the promo box!

Make sure the discount is applied to your total BEFORE you make the purchase – a discount will never appear after you have purchased an item.


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With Halloween coming up in a couple of weeks, now might be a good time to give online coupon codes a try! There are a lot of fun items available online right now. I decided to check out the Halloween coupons on Chippmunk.com and I think I may have found my costume for this year! :-)


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I just love the minions. ;-)


Now that you know the secrets for using online coupons, you can be confident you will find the best deals out there! And you might even discover some new favorite places to shop!



This is a “sponsored post.” The company who sponsored it compensated me via a cash payment, gift, or something else of value to write it. Regardless, I only recommend products or services I use personally and believe will be good for my readers.

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  1. Marlane Barker says

    Another great way to save is by using a shopping rebate site, such as Ebates. Just purchase through their portal, and receive a rebate. Everyday they have a site that they double the rebate percentage. Every three months they either send you a check or deposit your money in paypal. Since I started using Ebates, I have received over $600 back in rebates. I average about 50$ every three months. I usually do my shopping (leaving purchases in cart). Then go back and do the purchase through their portal. They also have a lot of promocodes you can stack on. Its an easy way to save more money. It is wonderful to get a little extra money in your pocket every three months. Best part is, you aren’t buying anything extra, or trying to meet minimum requirements of coupons. They also offer “refer a friend” rewards. Every friend you refer gets $10 and you get $10 also.

  2. Laurat99 says

    I’m an Ebates kind of girl myself, but will give chippmunk.com a try. Shopping online saves so much time!

  3. Carole says

    As usual, your blog is the most interesting, versatile blog out there. Keep up the great work. I have referred so many friends to your site, and it is the first thing I look at each morning (even before my tea!) I have learned so much from you and I can’t thank you enough for all the hard work you put into each and every post. THANK YOU

  4. Rachel says

    Ebates is the best! I mostly use it around Christmas time, and I love, love, LOVE the extra cash I get for using it to shop where I’d shop anyway!

  5. Kelly L says

    I guess I’m not a serious enough shopper…. I couldn’t find things I needed/wanted to use Ebates for. Maybe I should check again! Thanks, ladies – going to check them out again today!

  6. Telina says

    I just love your site. You always have great tips and ideas.

    The problem is, living in Canada, it’s impossible to save the amounts of money that most people talk about. Not to mention that most coupons, codes, rebates etc are applicable to the US only.

    It’s nice that people in the US have all of this available to them and I am happy for them, but it sure would be nice if the companies, suppliers, etc would come to realize that there are people outside the US that struggle day to day to save money as well.

  7. Sharron says

    Did you know that your online purchases can benefit others as well? I save “Box Tops for Education” for my grandchildren’s school and, before ordering anything online, I check the list of hundreds of retailers that will earn cash for your school when you shop at their websites. If I’m ordering anyway, I may as well help out a school [the grandkids’ school or just one in my neighborhood].

  8. CTY says

    Jillee–cannot even begin to say how much money you save us. The sale shopping/coupon cutting/online discount is only the tip of the iceberg. All of the DIY projects, household cleaner recipes, strategies to avoid eating out, repair & maintenance how-tos, money management posts, wardrobe stretching, health remedies, beauty products, entertaining ideas, decorating tips–not to mention the time saving tips (because time is money) have really added up. So much so that I don’t have to keep one eye on the bank balance throughout the month anymore. This year there were more than a few unexpected hefty bills that came our way; in large part, handling these challenges was possible because of money saving strategies applied from your Blog. Thank You.