· Bright Ideas · A Clever and Easy Way To Deal With Your Kids Asking For Money

A Clever and Easy Way To Deal With Your Kids Asking For Money

Job Chart

The other day my friend Natali shared this amazing idea for dealing with kids and money that she had saved to her phone. I immediately asked her to text it to me so I could share it with YOU!

It’s a super clever and easy way to deal with that issue that every parent eventually has to face….kids asking for money! I’m the first to admit that I am a total pushover when it comes to this, but now I have an ally in my effort to make my kids more accountable for the money they want.

I present to you my “Mom, I Need Money” Job Chart! This particular job chart could be EXECUTED in an endless number of ways.

job chart

The one my friend Natali showed me used a white board with magnetic clips.

Job Chart

Since I already had this great craft frame from Silhouette, that I’d used for a Countdown to Christmas Calendar, I decided to put it to use for MY job chart.

Job Chart

Then all I needed was some colorful envelopes, small binder clips, and a felt tip pen. Oh…and some cash. :-) How easy is that?

Job Chart

And it turned out cute enough I’m happy to have it hanging in my home.

Job Chart

The jobs and amounts *I* have listed are going to be different from yours (especially if your kids are still little) but that’s the great thing about this idea…it is totally customizable! You can even easily change the jobs and the amounts by grabbing a new envelope.

Job Chart 5

Since my two boys that are still at home are older, I had my doubts whether they would get on board with this idea, but as soon as my son Kell saw it he said, “I’ll do all the jobs!” lol. Proof positive Cash Is King and a great motivator for kids of all ages. :-)

How do you handle jobs/chores and money at your house?

Job Chart

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Jill Nystul (aka Jillee)

Jill Nystul is an accomplished writer and author who founded the blog One Good Thing by Jillee in 2011. With over 30 years of experience in homemaking, she has become a trusted resource for contemporary homemakers by offering practical solutions to everyday household challenges.I share creative homemaking and lifestyle solutions that make your life easier and more enjoyable!

About Jillee

Jill Nystul

Jill’s 30 years of homemaking experience, make her the trusted source for practical household solutions.

About Jillee


Bright Ideas

  • I just found this post and threads. I really like this idea! I believe in a three part chore rating. 1) its your responsibility (unpaid!) to the family to keep your room clean, your stuff picked up around the house and your laundry put away and any help a parent asks for 2) then there’s weekly allowance which is only given when chores are done such as dishes, laundry, vaccuming, sweeping, etc. Now, this idea would fall into category 3) earned income! I give extra money for all of those monthly/time consuming chores like washing cars, windows, patio furniture, cleaning out the garage, organizing a closet etc. and this envelope system would be extremely enticing to my kids knowing the money is already there for the taking once the chore is done. For those who commented about going broke, remember you don’t have to put the envelope back up on the chart once its done, it can get replenished monthly and this system helps you stay within a budget you can afford. I also like the idea of mixing up rewards like tech time and even some one-on-one time. My kids love “dates with a mom or dad” like going to a movie, getting sushi or a late night run for ice cream or even non-monetary rewards like a bike ride at the beach or going for a sunset hike. The possibilities with this idea are endless… I’m getting started now!!

  • I believe in chores (jobs around the house that are not paid), allowances (amount of money determined by age of child that they get on a regular basis, to teach money handling), and paid jobs like this Job Chart for “extras”. I used to have a list of chores with what I would pay that I posted on the bulletin board by the phone. One day my son called me at work and said I owed him”3.75″. Huh? Turns out he needed exactly that for a Star Wars figure (he was 10 in 1985) and he listed what windows he had washed..leaving one in the family room because he didn’t need that 25 cents! If I had children today (my grandkids are in high school or college), I would use this idea to schedule TV or Texting time. It looks as though your chart board, though, has the money in the envelopes? That’s $75 on your board that is just hanging there. Do they do the job and then take the envelope and/or cash?

  • I do think this concept would work for some families, it all depends on many factors really. What is your families dynamic, budget, etc.

    In our family, I expect my son do some very basic chores around the house on a daily basis. He is still very young and the emergence of chores just started in the past year or so. I do not offer pay for these chores, they are expected since you are a viable part of our family and live in our family’s home. He does the following things: dump bathroom trash, set dinner table, pickup his bed, feed kitties their treats. Like I said, he is very young so very basic, easy, and light chores are easiest in our stage of life right now. But, it is teaching him responsibility and that he has jobs to help with. That is the important take away from chores I believe.

    Now, we in no way deprive him of things he wants. He is spoiled like most children, but we prefer to buy him things he wants based on good behavior, listening, being helpful instead of paying for daily tasks that would need to be done anyways. It just makes sense for our family in this season.

    • Yes, this was what I did when my children were young. However, the older your son gets, the harder school will be and the more homework he will have nightly. Then, if he participates in sports, Boy Scouts, etc., that’s even less time for his home responsibilities. I was adamant about all the responsibilities you wrote about and my children abided until their own needs and responsibilities (homework, practice, studying, volunteering, Boy Scouts, etc.) became a priority. This is what happens when the children mature and get older. This was submitted as a positive option for busy families and from the title, it is inferred that this would really benefit older children. My children never said, “Mommy, can I please have some money” until they were teens.

  • Most of these “jobs” are things I expect of my family to do. We are a family not a business.Where is this extra $ come from? Going above and beyond should be a way of saying”Thanks Mom and Dad”. Not “Give me money!I did something.” No wonder so many kids expect way to much.

    • I hear ya! Sometimes we expect our family to do things that they still don’t do. And, when you have a husband that doesn’t enforce the expectations or are trying to swim upstream against the current of apathy and laziness, it’s at least somewhere to start!! I don’t give my 11 year old M&Ms anymore for peeing in the toilet, but he’s still doing it this many years later! :) I love this idea! It’s worth a try…

  • I like the idea for using this chart to gain computer/TV time. The prices listed could cause me to go broke after a couple of days. I guess it might be better suited to chores only needing to be done weekly instead of daily washing dishes or sweeping. Those things are already on my kids ‘ chore lists, and they’re expected to do them to be a contributing part of the family. But things like raking the yard or washing the car are something I would pay for.

    • I am feeling that too Jan! Our present budget would suffer if I offered cash for things that we call “family jobs”. Chuckle….I can totally see my 13 year old responding with “how much money will i get for it?” if i set a precedent of paying for our routine family needs. However I love this for some of the extra or episodic kinds of jobs. My people would get into it! Thanks Princess Jillee for sharing the lovely pics! :) :)

    • I agree that parents could use this chart for time on the iPad, computer, favorite movie, Friday night Pizza. Friend over night. The key to all of this is following through and not slacking on having chores and rewards. The reward does not necessarily need to be money. But if your child wants something , like a pricey video game, you could reward them with this after checking off their chores for a week or a month. This system is a great idea for non monetary rewards as well. Teaching children the value of money is important for them and not just buying them everything they want.

  • Great idea, wish I’d thought of it 20 years ago! But it puts me in mind of Tammy Wynette’s song No Charge. For those not familiar with it . . . worth googling.

  • Another use for this: – Children these days are addicted to technology. Limiting their Tech Time can be a real problem. Answer:- Use the envelopes/chores to pay for Tech time instead of money. No chores = No Tech, unless it is homework which you supervise for cheating the system.

  • Our children are 41,37 and 34, but when our last child was two she so wanted to help. So every night before trash pickup her job was to collect all the trash baskets and bring them to me. As the kids got older we increased the dollar amount on the jobs that helped my husband and I the most, like cutting the grass, window washing, car washing, vacuuming, etc. Every Friday our house was clean and that helped us all to have the kids earn the $$ and freed us up to have more free time. It was a win win solution, Our children are extremely successful adults who know responsibility and appreciate the value of a dollar!
    This process worked great for our family!

  • I leave lists for my 2 teenage boys on the counter but love this idea! They have certain chores that have to be done before they can do the ones they get paid for. Sometimes I come home to lots of jobs done and sometimes nothing. It’s always a surprise :)

    • That will really just depend on your preferences! You can always start with small amounts and adjust from there :-) I would begin with making a list of chores that you expect to get done without compensation. Or maybe they earn $1 for everyday that these basic chores get done. Then make a list of chores that you wish you had time to get around to: cleaning the car, emptying and wiping out cupboards, putting away summer clothes and getting out winter clothes… Start with a dollar for the smallest chores and maybe three to five dollars for bigger ones. You can always adjust for the next week! Hope that helps a little Kristen :-)

      • I would be giving him $5 anyway (he’s 14) when he goes somewhere, so I look at is as I’m getting a household chore done and out of the way. Its not really about $5 to unload the dishwasher.

  • I had one of these for my offspring (my youngest is 30 now). When they were kids I used stars and the amount of stars was their allowance.

    There were also negative points (fighting with your sibling, making a mess and not cleaning it up, refusing to do something mom or dad asks of you, etc.)

    It worked great and now that they’re grown they’re all hard working individuals — and they don’t necessarily work with money as the goal.

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